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GARRIN and ASSOCIATES, LLC, formerly known as Harmon Garrin Associates, Inc. was established in 1972. The company is a full service real estate consulting and appraisal firm, which conducts appraisal reports and related services for all types of property. Appraisal assignments have been conducted throughout the States of Georgia and Florida, with the majority in the Greater Atlanta area... more
Industry News
Obama Signs Bill Eliminating HVCC
When President Barack Obama signed the Dodd-Frank Act this week to reform the financial markets, the Home Valuation Code of Conduct (HVCC) was officially set for elimination in 90 days.
When President Barack Obama signed the Dodd-Frank Act this week to reform the financial markets, the Home Valuation Code of Conduct (HVCC) was officially set for elimination in 90 days.
Obama Signs Financial Regulatory Reform Bill
President Obama signed the historic financial regulatory reform bill into law July 21, ushering in a dramatic rewrite of the rules governing financial service providers and products and ending a nearly year-long struggle to enact meaningful reforms.
President Obama signed the historic financial regulatory reform bill into law July 21, ushering in a dramatic rewrite of the rules governing financial service providers and products and ending a nearly year-long struggle to enact meaningful reforms.
Obama signs broad reform of financial regulation into law
WASHINGTON — President Barack Obama signed into law Wednesday an overhaul of banking and Wall Street regulations that he says will end many of the practices that sent the U.S. economy into the worst recession since the 1930s.
WASHINGTON — President Barack Obama signed into law Wednesday an overhaul of banking and Wall Street regulations that he says will end many of the practices that sent the U.S. economy into the worst recession since the 1930s.
New Financial Reform Legislation Transforms Appraisals
The financial regulatory reform bill signed into law the week could result in more accurate home valuations, higher appraisal costs, faster closings, more completed transactions and maybe even higher prices, according to critics of a controversial quasi-governmental regulation that the legislation eliminated.
The financial regulatory reform bill signed into law the week could result in more accurate home valuations, higher appraisal costs, faster closings, more completed transactions and maybe even higher prices, according to critics of a controversial quasi-governmental regulation that the legislation eliminated.
AppraiserGuide.com
Finally!!! where lenders comply with HVCC without the mercy of one Appraisal Management Company... AND ...where Qualified Independent Appraisers in America get what they deserve!!
How it works:
Lenders order an appraisal and pre-pay online.
L.O.C.S automatically selects and assigns a random, independent, licensed and insured appraiser from the list of the best qualified appraisers on AppraiserGuide.com
L.O.C.S. issues an order-specific Certificate of Compliance to the lender for having used us as an independent, unbiased third party HVCC compliance middle agent.
L.O.C.S. pays the assigned appraiser 100%* of the fee collected from the lender after they deliver the appraisal directly to them.
*100% compensation minus transaction costs.
Appraiser of the Week
David Beccaria - California
David Beccaria has been a licensed California real estate broker since 1979 and received his Certified Residential Appraisal License in 1991 and his Certified General Appraisal License in 2003. In 1987, he formed David F. Beccaria & Associates with his wife Kristin. The company provides a variety of services including Real Estate Appraisal Services, Property Management Services, Asset Management Services, and Real Estate Sales Services focused on disposition of bank owned property and investment clients.
David has completed appraisal assignments on single family residences, lots, acreage, condominiums, 2-4 units, apartment buildings, income, industrial, and commercial properties. He has extensive experience in appraising mobile and manufactured homes on private property and mobile home parks. He has been selected as the "Chief Appraiser" on numerous mobile home park closure assignments throughout Northern California.
David has also completed Rent Comparability Studies (RCS) for HUD projects throughout Northern California and has experience in review, relocation, real estate owned (REO'S), casualty loss, litigation support, estate, gift, and partnership dissolution appraisal assignments. He was selected California Appraiser of The Year in 2002 by the National Association of Independent........ more
David Beccaria has been a licensed California real estate broker since 1979 and received his Certified Residential Appraisal License in 1991 and his Certified General Appraisal License in 2003. In 1987, he formed David F. Beccaria & Associates with his wife Kristin. The company provides a variety of services including Real Estate Appraisal Services, Property Management Services, Asset Management Services, and Real Estate Sales Services focused on disposition of bank owned property and investment clients.
David has completed appraisal assignments on single family residences, lots, acreage, condominiums, 2-4 units, apartment buildings, income, industrial, and commercial properties. He has extensive experience in appraising mobile and manufactured homes on private property and mobile home parks. He has been selected as the "Chief Appraiser" on numerous mobile home park closure assignments throughout Northern California.
David has also completed Rent Comparability Studies (RCS) for HUD projects throughout Northern California and has experience in review, relocation, real estate owned (REO'S), casualty loss, litigation support, estate, gift, and partnership dissolution appraisal assignments. He was selected California Appraiser of The Year in 2002 by the National Association of Independent........ more
Reports & Articles
Changes to FHA compliance confirmed by HUD
Prohibition of mortgage brokers and commission-based
lender staff from:
1) The appraisal process
2) Appraiser selection in FHA Connection
A new mortgagee letter will be released on the week of February 15 explaining in details the instructions on changes to FHA Connection. The letter was supposed to be issued a week earlier, but was delayed due to the shut down of federal offices.
However, the good news is that lenders will be able to secure a case number assignment in FHA Connection via the Case Number Assignment Screen without inputting the appraiser information. The Case Number Assignment Screen will no longer capture the assignment choice, license ID and assignment date. Instead, lenders will be required to enter all appraisal data, including the appraiser ID and info, in the Appraisal Logging Screen only after the completed appraisal is received by the lender and prior to closing the loan.
FHA announced that the February 15, 2010 Appraisal compliance changes WILL NOT CHANGE
As indicated in the industry email of December 22, 2009, enactment of ML 2009-28 (Appraiser Independence) WILL be implemented February 15, 2010. ML 2009-28 (originally planned for a January 1, 2010 implementation) has two parts:
Prohibition of mortgage brokers and commission-based
lender staff from:
1) The appraisal process
2) Appraiser selection in FHA Connection
A new mortgagee letter will be released on the week of February 15 explaining in details the instructions on changes to FHA Connection. The letter was supposed to be issued a week earlier, but was delayed due to the shut down of federal offices.
However, the good news is that lenders will be able to secure a case number assignment in FHA Connection via the Case Number Assignment Screen without inputting the appraiser information. The Case Number Assignment Screen will no longer capture the assignment choice, license ID and assignment date. Instead, lenders will be required to enter all appraisal data, including the appraiser ID and info, in the Appraisal Logging Screen only after the completed appraisal is received by the lender and prior to closing the loan.
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